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Get sick...don't leave the house...don't spend any money.
Except for the sick part, I think the not leaving the house idea is right on the money (pun intended). If we stay home, we don't spend money. It's that simple. And since we stockpiled quite nicely all those items we typically need while sick (toilet paper, tissues, medicines), the only things we needed to leave the house for were clear sodas and saltines.
At first I was concerned about the amount of work it takes to save money with coupons and sale shopping. But being able to relax and not worry if we're going to run out of toilet paper during a diarrhea outbreak was well worth the effort. Stockpiling works.
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We compared health insurance plans offered by our employers and changed over to mine for this year in order to realize some savings. Of course, now our mortgage payment is going to increase by almost exactly the amount we were planning to save...
Life is so great sometimes. It just makes me want to punch and kick and scream.
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